A little experiment. It is using my PS7 which is old, I would think recent PS will act the same.
Different types of layers in Gimp, solid, transparent & semi-transparent, with a layer mask, small layers and text.
Exported to .psd and as mentioned before text is converted to a simple graphics layer. Always keep as saved xcf file for future revisions.

Gimp on the left, the same file as a .psd opened in PS7 on the right.
I would send your .psd file, with all its layers, off to printer, and hope. At worst, it will get turned down
The printer might be very kind, convert to CMYK (easy in PS) then try and tweak some of the layers. More usually they just want a CMYK image, with the CMYK layers(channels) and do not care how that state is reached.

This one, the rgb image converted to cmyk in PS, does not really matter if layers/no layers.
Best advice with commercial printers:
"always get a proof print" before ordering a 1000 copies"As a note. Photoshop and multi-layer tif files. Another search came up with 'PS will only open the first layer in a multi-layer tif'. One up for GIMP.