I used Stain and er..."bevel and emboss", I don't have the plastic thingy, but I'll take it if somebody has it. xD
@Gramg: it's Fineee I like to see other people's ideas! xD
For your text, do you have antialising off for the text tool? the edges look a bit rough/pixely. If so turn it on, you're text will look smoother!
I think I like your idea for the white "blur"-"reflection better, I'm gonna "steal it from you.

I could try and upload both XCF's but not on GC, GC hates my XCFs cause they are always so big!

It'll be a while so yeah, wait patiently! xD
@ Esper: Yeah...I'm seeing your point about the hearts, and as for the Gold text, I was just showing off to my mother just cause I could!
@ AnMal: aha thank you!

@ Molly: Thank you! :3